# 3. Payment Capability

## **1. Overview**

In order to support users' payment needs using NewPay in scenarios such as website, mobile app, platform of merchant and offline payment, NewPay provides the following payment capabilities for merchants to quickly integrate.

## **2. Capability**

### 2.1 Website Payment Capability

<table><thead><tr><th width="179">Payment Method</th><th width="228">Application scenarios</th><th>Payment Instrument</th><th>Payment Currency</th></tr></thead><tbody><tr><td>NewPay</td><td>Provide NewPay payment capability for merchant's website application. Use NewPay APP to scan the merchant's QR code for payment.</td><td>QR Code</td><td>LAK</td></tr><tr><td>MasterCard</td><td>Provide MasterCard payment capability for merchant's website application.Complete the payment througth the MasterCard form page.</td><td>MasterCard</td><td>USD</td></tr></tbody></table>

### 2.2 APP Payment Capability

| Payment Method | Application scenarios                                                                                           | Payment Instrument | Payment Currency |
| -------------- | --------------------------------------------------------------------------------------------------------------- | ------------------ | ---------------- |
| NewPay         | Provide NewPay payment capability for merchant's APP.Use NewPay APP to pay directly.                            | NewPay APP         | LAK              |
| MasterCard     | Provide MasterCard payment capability for merchant's APP. Complete the payment througth the MasterCard H5 page. | MasterCard         | USD              |

## 3. Website Payment Process

### 1. Overview <a href="#overview" id="overview"></a>

The payment capability specially provided for the website application on the PC side of the merchant.

### 2. Payment Process <a href="#id-2payment-process" id="id-2payment-process"></a>

#### 2.1 NewPay Payment Process <a href="#id-21newpay-payment-process" id="id-21newpay-payment-process"></a>

![](https://pre-lnp-openapi.newpay.la/assets/NewPay%20Payment%20Process%20Website.png)

1\. The customer selects newpay payment method to check out in the merchant website application(MWA).

2\. NewPay platform generates a payment order and returns the order QR code.

3\. MWA shows the QR code and customer scans the QR code using NewPay APP.

4\. After the payment is completed, the NewPay platform notifies MWA of the transaction results of the server and redirect to the web page url of the transaction results.

#### 2.2 MasterCard Payment Process <a href="#id-22mastercard-payment-process" id="id-22mastercard-payment-process"></a>

![](https://pre-lnp-openapi.newpay.la/assets/JDB%20Payment%20Process%20Website%20\(1\).png)

1\. The customer selects MasterCard payment method to check out in the merchant website application(MWA).

2\. NewPay platform generates a payment order and returns the payment form page url of MasterCard.

3\. MWA shows the payment form page and customer fills in MasterCard information.

4\. After the payment is completed, the NewPay platform notifies MWA of the transaction results of the server and redirect to the web page url of the transaction results.

## 4. APP Payment Process <a href="#app-payment-capability" id="app-payment-capability"></a>

### 1. Overview <a href="#overview" id="overview"></a>

The payment capability specially provided for the APP on the mobile side of the merchant.

### 2. Payment Process <a href="#id-2payment-process" id="id-2payment-process"></a>

#### 2.1 NewPay Payment Process <a href="#id-21newpay-payment-process" id="id-21newpay-payment-process"></a>

![](https://pre-lnp-openapi.newpay.la/assets/NewPay%20Payment%20Process%20APP.png)

1\. The customer selects newpay payment method to check out in the merchant mobile application (MMA).

2\. NewPay platform generates a payment order and returns the H5 page url that confirm order information .

3\. The customer confirms to open the NewPay APP for payment.

4\. After the payment is completed, the NewPay platform notifies MMA of the transaction results of the server and redirect to the page (H5) url of the transaction results.

#### 2.2 MasterCard Payment Process <a href="#id-22mastercard-payment-process" id="id-22mastercard-payment-process"></a>

![](https://pre-lnp-openapi.newpay.la/assets/JDB%20Payment%20Process%20APP.png)

1\. The customer selects MasterCard payment method to check out in the merchant mobile application (MMA).

2\. NewPay platform generates a payment order and returns the payment form page url of MasterCard.

3\. MMA shows the payment form page (H5) and customer fills in MasterCard information.

4\. After the payment is completed, the NewPay platform notifies MWA of the transaction results of the server and redirect to the page (H5) url of the transaction results.